www.tinyurl.com/yanavlu Great article on FHA and the current state of our economy from WSJ Online. New FHA Commission, David Stevens, does a fabulous job and is one of the few people who can talk the talk with lenders and walk the walk with Realtors. It is well worth the read!  Just a couple of years ago, FHA and VA financing made up a small percentage of what purchasers used when purchasing a home.  Because this percentage is increasing rapidly (some say it is up to 30-35% of all mortgages), the change in how one qualifies for a loan could have a significant impact on the housing market nationally and here locally.